Most models of fitness trackers and smart watches now include the function of tracking the user's location on the device itself, that is, now he or she does not need to rely on his smartphone. Still, serious athletes invest in specialized GPS watches. Even the most elementary devices allow you to track your movements, build routes, and use data to calculate your pace and speed. Additional sensors, such as heart rate monitors, altimeters, also provide more accurate data.

So, the most popular model of smart watches at the moment – TomTom Spark 3 Cardio + Music – not only has a built-in heart rate monitor, but also can store up to 3GB of music and comes bundled with a pair of headphones. This means that you do not need to carry with you a bunch of unnecessary gadgets. They also sync with Google Fit and Apple Healthkit.

For those who focus on the budget, you should pay attention to the Garmin Forerunner 25.

Similar models of fitness trackers blur the fine line between the fitness tracker and the smartwatch thanks to a thoughtful set of sensors that allow you to calculate the distance and the number of calories burned, plus make measurements of heart rate.

GPS watches can be both general purpose and sports. Sports models are distinguished by the presence of additional functions, depending on the chosen sport.

To help you choose the best device, we selected top GPS watches in various categories, taking into account their performance, ease of use and design.

We expect that Garmin Forerunner 645 Music will go on sale in March or April. In the new watch we found a useful feature for streaming music, which will make running more enjoyable. The new feature also makes Garmin more competitive than its competitors – Apple and Fitbi. Have you aim to visit lahore shopping festival for shopping.

TOMTOM SPARK 3 CARDIO + MUSIC

8/10

139 dollars

BATTERY SERVICE LIFE IN GPS MODE

5 hours (with music and heart rate monitor)

RESISTANCE TO WATER

150 feet

BLUETOOTH

Yes

NOTIFICATIONS FROM SMARTPHONE

Not

HEART RATE MONITOR

Yes

With a built-in heart rate monitor, 3 GB of memory for storing music, and a pair of Bluetooth headphones, this GPS watch is a relatively good deal. They are great for downloading music, and the headphones are quite powerful. Now you do not need to take your phone for a run. It is worth noting a convenient function to build a route, so that you can easily find your way home if you suddenly decide to go for a run in an unfamiliar place. This model is waterproof to 150 meters, and comes in a variety of colors.

GARMIN FORERUNNER 25

7/10

103 dollars

BATTERY SERVICE LIFE IN GPS MODE

8-10 hours

RESISTANCE TO WATER

165 feet

BLUETOOTH

Yes

SMARTPHONE NOTIFICATION

Not

HEART RATE MONITOR

Not

If you don’t need extra bells and whistles, you’ll need to consider the Garmin Forerunner 25. These are inexpensive, but accurate GPS clocks that track distance, speed and pace, and alert you to every kilometer of run. Their undoubted advantage is almost 10 weeks of battery life in viewing mode, the Forerunner 25 may well become for you hours designed for everyday wear, and will still work when you need it for an unexpected run.

GARMIN VIVOACTIVE 3

The best smart watch with GPS

7/10

269 dollars

BATTERY SERVICE LIFE IN GPS MODE

13 hours

RESISTANCE TO WATER

165 feet

BLUETOOTH

Yes

NOTIFICATIONS FROM SMARTPHONE

Yes

HEART RATE MONITOR

Yes

Vivoactive 3 has an optical heart rate monitor and GPS, as well as a wide range of activities including jogging, cycling, walking and swimming. You can customize Vivoactive 3 using a range of applications and dials using the Garmin Connect app. In addition, you can receive notifications from your smartphone, such as text messages, emails, and calendar reminders. In addition, Garmin has added a mobile payment service to the watch – Garmin Pay in Vivoactive 3 is designed to complete transactions by pressing on the wrist.

GARMIN APPROACH S60

8/10

338 dollars

BATTERY SERVICE LIFE IN GPS MODE

10 hours

RESISTANCE TO WATER

50 meters

BLUETOOTH

Yes

NOTIFICATIONS FROM SMARTPHONE

Yes

HEART RATE MONITOR

Not

Approach S60 is a watch for those who appreciate the technical aspect of playing golf. So, they accurately determine the distance to the hole. In addition, the device also provides notifications from a smartphone . All notifications are received on a bright touchscreen display. Perhaps their only drawback – they do not know how to wear equipment.

GARMIN FENIX 5

The best watches for sports in the open air

9/10

IMPROVED OPTION

545 dollars

BATTERY SERVICE LIFE IN GPS MODE

24 hours

RESISTANCE TO WATER

330 feet

BLUETOOTH

Yes

NOTIFICATIONS FROM SMARTPHONE

Yes

HEART RATE MONITOR

Yes

This watch, despite the fact that they are not cheap, not too bulky in terms of design. They have a bright and clear display. In addition, this is the only watch that works up to 24 hours with active GPS.

GARMIN FORERUNNER 935

Top Watches for Triathletes

9/10

IMPROVED option

500 dollars

BATTERY SERVICE LIFE IN GPS MODE

24 hours / 60 (low power)

RESISTANCE TO WATER

165 feet

BLUETOOTH

Yes

NOTIFICATIONS FROM SMARTPHONE

Yes

HEART RATE MONITOR

Yes

New Garmin watches for triathletes – a model that captures advanced data for running, cycling and swimming, for example, contact with the ground, taking into account the ratio of time and step length. The Forerunner 935 works up to 24 hours when using GPS (or 60 hours in power saving mode), and has a built-in barometer, altimeter, electronic compass and heart rate monitor. Other features include a tool that tracks your activity, and allows you to determine your level of overwork. You can also customize the display of data with various widgets and dials. True, this is the most expensive watch in our top list.

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Car insurance is cheaper with 9 points than zero no claims

Motorists who are one step away from a driving ban could be paying less for their car insurance than drivers with zero no-claims discount, new research has revealed. Insurances quotes were on average nearly 10 per cent cheaper for a typical UK driver with nine points on their license for speeding or other offences compared to those who have a no-claims discount, according to data from Vantage Leasing. It also found that drivers with six penalty points were cheaper to insure than motorists who had one, two or three years' no-claims bonus. The leasing specialist analysed which motorists are paying the least on their insurance through a number of factors including occupation, make of car and age. New: The study found parking on the road was the cheapest due to rise in keyless car attacks It conducted the research in April 2019 through multiple insurers, using a typical UK male and female driver profile with different variables analysed. The firm created a typical UK driver profile then researched quotes for every parameter (points on licence, no-claims, occupation, where car is parked) through car insurance comparison websites. The typical UK driver was found to be a male, 50 year old sales manager who is married and holds a full UK licence. They rack up on average 15,000 miles per year and the base default was that the typical driver had three points on their licence and five years of no-claims. The quick way and easy to save on car insurance We list our ten tips to find the best car insurance deal below - but for a quick money-saver, you should use a comparison site. If you've not done this before, it could save you hundreds of pounds on a renewal quote. This is a simple and easy way to compare prices and while results will broadly be the same across most comparison sites, they may slightly differ, so it is worth checking a couple. Our recommendations of those to try are > Compare the Market > MoneySupermarket > Confused.com Some insurers don't appear on comparison sites and are worth checking directly. The main two are Direct Line and Aviva. Insurance costs for cars are broken down into car insurance groups, ranging from group one to group fifty with group one the cheapest to insure. When reviewing their results, it also found that a Skoda Fabia was Britain's cheapest group one car to insure with owners paying an average annual quote of £413.67 a year. This was followed closely by the Nissan Micra at £417.25 a year and the Seat Mii, which cost on average £459.03 for annual cover. CHEAPEST CARS TO INSURE Car Average quote 1 SKODA Fabia Petrol 1.0 manual 5dr SE MPI 75 £413.67 2 Nissan Micra 2019 1.0L Manual 5dr VISIA Hatchback £417.25 3 SEAT Mii S 1.0 Manual 3dr S (60) Hatchback £459.03 4 Skoda Citigo Petrol 1.0L Manual 3dr S (60) Hatchback £464.94 5 VW UP Petrol 1.0L Manual 3dr TAKE UP! 60 Hatchback £473.37 6 Chevrolet Spark 1.0L annual 5dr LS Hatchback £489.41 7 Kia Rio 1.2L Manual 5dr 2 Hatchback £491.19 8 Smart FORFOUR PURE Petrol 1.0L £512.14 9 Ford Ka+ 1.2L Manual 5dr STUDIO TI-VCT 70 Hatchback £523.01 10 Hyundai I10 1.0 manual 5dr S Hatchback £567.65 Source: Vantage Leasing A Skoda Fabia has been found as the cheapest car to insure by Vantage Leasing's study Vantage Leasing also looked into common misconceptions about methods to reduce insurance costs, including that parking in a locked garage will give you cheaper premiums than leaving your car on the road or driveway. It found that parking on the road was actually the cheapest option on average, costing nearly 10 per cent less for insurance when compared to leaving a vehicle in a locked garage. Parking on the road was also found to be marginally cheaper than parking on the driveway. Car thefts rose by nine per cent last year, a recent Office for National Statistics report revealed, with much of the rise blamed on the recent spike in keyless car theft tactics. The sharp increase of these thefts, which often use 'transmitter relay' attacks that target cars who have keyless entry systems, could be to blame for lower insurance quotes for cars parked on surrounding roads. A motorists occupation can also have some impact on insurance quotes with the riskiest jobs meaning quotes come in around 20 per cent more expensive than those that are considered safer. Computer programmers are among the cheapest to insure, with their insurance costing on average £553.37 a year. This was closely followed by sales executives at £572.44 a year and bookkeepers also at £572.44. CHEAPEST CAR INSURANCE BY OCCUPATION Occupation Average quote 1 Computer programmer (information technology) £553.37 2 Sales Executive (retailing) £572.44 3 Book-keeper (finance) £572.44 4 Admin officer (retail) £577.22 5 Teacher (education) £592.57 6 Sales assistant (Retail) £613.89 7 Cleaner (cleaning services) £614.46 8 Nurse (health authority) £635.99 9 Care worker (professional NHS) £658.17 10 Catering staff (food store) £659.27 Source: Vantage Leasing However, catering staff are deemed to be among the riskiest, paying over £100 more a year than programmers at £659.27. With regards to age, a typical young driver is impacted harder by driving convictions compared to an older driver with their occupation seeing quotes vary as much as 30 per cent. The average cost of yearly insurance for a typical young driver, which Vantage worked out would be a 21 year old, with nine points is a massive £2,037 whilst for a typical driver, it is £801 - well over a thousand pounds cheaper. Vantage Leasing Managing Director, Rob Walker, said: 'The research is eye-opening, dispelling common myths including that penalty points could spell disaster when it comes to insurance costs. 'We also see how the latest trends in car crime such as keyless theft can impact how insurers view risk – hence why parking on the road at night is often cheaper. 'While the research shows what a typical male or female driver can expect, it doesn't cover every eventuality, and some may find their circumstances produce different results. 'It does, however, provide some intriguing insights into the ever-evolving nature of vehicle insurance.' Medical professionals are most at fault... Another study by Go Compare found that medical professionals have the most at-fault claims. The comparison site analysed over seven million car insurance quotes from its database across the previous 12 months for people with over 1400 professions. It found that paediatricians have the highest rate of at-fault claims with 17 per cent having made one or more claim. Psychiatrists were the second highest with 14 per cent having one or more claim whilst 12.2 per cent of both hospital consultants and surgeons also had one or more claims. Other occupations in the top ten list included museum consultants, transcribers and vicars. Go Compare also looked at the top ten occupations of people who have been found using a device when speeding. Psychoanalysts were the worst culprits with 4.3 per cent getting caught. Dog breeders and pest control were the second and third most guilty parties with 2 per cent of people from both professions being caught in the act. Lee Griffin, founding member of Go Compare, said: 'Your occupation is one of the key considerations used to calculate the cost of your premium. Ultimately, different professions are deemed riskier than others, so the chances are, if you're a footballer or a GP, you're likely to face higher premiums than a priest.'

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